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On-demand dilemmas: Rideshare car crashes and injuries

On Behalf of | Apr 18, 2024 | Car Accidents |

Rideshare services like Uber and Lyft have revolutionized how we travel, offering convenient transportation at the tap of an app. However, the situation quickly becomes more complex than usual when a car crash involves a rideshare driver. Unlike traditional car accidents, rideshare collisions involve multiple parties – the driver, the other driver involved, the rideshare company and often an innocent third party in the back seat. Sorting out the details of insurance coverage and liability can be confusing, especially given the unique business model of these on-demand transport services.

Unraveling the liability

Florida is a no-fault state. Still, if injuries are severe and meet certain thresholds, victims can pursue the at-fault driver for additional damages beyond what personal injury protection covers. This option allows for suing for pain and suffering and other non-economic losses not covered by PIP insurance.

Determining who’s at fault in a rideshare accident requires a deep dive into the circumstances of the crash:

  • Was the rideshare driver logged into the app and waiting for a ride request?
  • Were they actively transporting a passenger?
  • Could another driver be responsible for the incident?

The answers to these questions are crucial as they influence the liability and the insurance policies. Rideshare companies provide varying insurance coverage depending on the driver’s status at the time of the accident. Understanding these layers of protection is critical to navigating post-accident procedures.

Can Rideshare Platforms be Held Accountable?

The law requires rideshare companies to ensure drivers have insurance coverage. But can Uber or Lyft be held directly responsible for their drivers’ actions? Typically, rideshare drivers are considered independent contractors, not employees, which often shields the company from direct liability. However, if a rideshare platform failed to conduct proper background checks or if the app’s operations contributed to the accident, there might be grounds to hold the company accountable.

Steering through the aftermath

Determining liability and navigating the insurance claims process demands a thorough understanding of both state laws and rideshare company policies. If you find yourself in a crash involving a rideshare driver, seeking the guidance of a legal professional experienced in this niche field can help ensure that your rights are protected and that you receive the compensation you deserve.